At Lion Country Kia, we make it a priority to assist our customers with every aspect of their automotive needs. If you're in the market for a quality vehicle, our sales team can help with that. We also want you to know that we have a finance department staffed by experts who can make the financing process easier to navigate. We know it can be confusing to decide whether leasing or buying a vehicle is best for you.
We're also aware that the jargon and numbers of automotive financing can sometimes seem complicated. We're here to simplify the process and to make sure you feel confident in making an informed decision about your financial needs. Here's what you need to know about the Kia finance options we offer Bellefonte residents.
About Our Finance Center
Our Kia finance professionals know the automotive finance industry inside and out. They've developed relationships with several lenders over the years to make appealing loan and lease offers accessible to more Phillipsburg consumers. No matter what your budget or type of vehicle you need, there's a good chance our finance experts can help you obtain it.
Whether you need a sedan like the Rio or Forte or if an SUV such as the Sorento or Sportage is more fitting for your lifestyle, our Kia finance center will work to make it possible to find your match. In addition, we provide both lease and loan offers to suit your preferred payment model. Let's look at a basic summary of these two types of finance. Knowing the foundations and benefits of each will aid you in making the most informed financial decision for yourself.
Reasons to Consider Leasing
Leasing a new vehicle can be quite advantageous, especially if you're someone who places emphasis on affordability. Lease payments are usually lower per month than loan payments for a few reasons, primarily because leasing doesn't involve paying the entire retail cost of a vehicle. Lessees sign a contract to make monthly payments to cover the depreciation a vehicle incurs over the lease period. When your lease is up, you just return your model to the dealership. It can be a more convenient method than buying a new car for many State College drivers.
Benefits of Buying
On the other hand, conventional financing offers a set of its own unique benefits. You may prefer this approach if you prefer not to be subject to limitations that can come with lease terms. Such restrictions often include mileage limits, vehicle condition requirements, and early termination penalties. Another reason to consider buying over leasing may be the financial incentives it offers. Conventional financing means you own the vehicle when the last payment is made.
This gives you equity toward your purchase with each consecutive payment. You'll have something to put toward your next vehicle purchase when you're ready or you can choose to drive payment-free for several more years. In addition, purchasing a vehicle allows you to make modifications to its interior or exterior if you choose, which is something to keep in mind for those who enjoy customizing their ride.
Apply for Financing
If a new vehicle is in your plans, we invite you to apply for Kia finance with us. You can easily apply online, allowing our finance team to get to work right away to find you the most affordable loan and lease deals. We work with several reputable lenders in order to serve the most Altoona drivers. Visit us to see our models up close and take a test drive. We can also value your trade if you have one. Obtaining financing on your terms is possible, and we're here to help.